![]() ![]() If you end up wanting to work with an agency over an independent caregiver, make sure you choose the right agency for you and your loved one. Families may be liable to pay for any injuries sustained by independent caregivers. Agencies can provide a layer of security by prescreening caregivers with background checks and drug tests, providing training, and offering caregivers coverage if they get injured on the job.Many agencies require minimum hours to cover the cost of transportation and charge extra fees on top of a caregiver’s salary. Private caregivers can be more flexible and charge lower rates because they can choose their own hours, and none of their salary goes to an agency.However, there are some things to consider before deciding between the two: agency costsĪs you begin looking for home care, you’ll notice a difference between private in-home caregivers and those who contract with an agency. Arkansas, at $4,185 monthly and $50,222 annually Independent caregivers vs.Alabama, at $3,813 monthly and $45,760 annually.Mississippi, at $3,813 monthly and $45,760 annually.Louisiana, at $3,623 monthly and $43,472 annually.West Virginia, at $3,527 monthly and $42,328 annually.In 2021, the least expensive states for home care were: New Hampshire, at $6,006 monthly and $72,072 annually.California, at $6,101 monthly and $73,216 annually.Colorado, at $6,387 monthly and $76,648 annually.Washington, at $6,547 monthly and $78,570 annually.Minnesota, at $6,673 monthly and $80,080 annually.But if you live in Los Angeles, the cost jumps up to $70,928.Īccording to the Genworth survey, the most expensive states for home care in 2021 were: For someone living in Kansas City, Missouri, the annual cost of 44 hours a week of home care is on par with the national median at $59,488. Like most senior living options, the cost of home care is closely tied to one’s location. However, many families who require fewer hours appreciate the flexibility of paying hourly, although agencies often have minimum time requirements. According to Genworth’s annual Cost of Care Survey, the median cost of home care in the United States in 2021 was $26 per hour, based on 44 hours of care per week.īecause of its hourly pay structure, home care usually isn’t the best option for seniors needing 24/7 assistance - families could spend tens of thousands of dollars each month on that level of care. Home care is almost always calculated hourly. If your loved one needs full-time skilled nursing care due to an illness or a severe impairment, or because they are bedridden or unable to feed themselves, they may need nursing home care. Home care differs from home health care, which is usually prescribed by a doctor and offers medical care for people recovering from an illness or after a surgery. Services tend to include companionship, transportation, light housekeeping, and assistance with daily activities, such as bathing, dressing, and grooming. Home care provides non-medical care for seniors who want to age in place. Many people - both caregivers and their senior loved ones - like the idea of continuing to live at their own residence while receiving care. If home care, also called in-home care, seems like the most desirable option at this point, you’re not alone. Taking into account your loved one’s health and care needs, preferences, and budget will help you determine the best fit for your family. ![]() What type of care is right for my loved one?Ĭhoosing the right type of care for your loved one can often feel like a balancing act between wants and needs. ![]()
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